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Christine Adler P.A., REALTORŪ, real estate agent for Ft. Lauderdale, Broward County and Hollywood Florida home listings, property and land for sale - NUMBER1EXPERT(tm)





RE/MAX Hometown real estate and homes for sale in Ft. Lauderdale, Broward County and Hollywood Florida

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Giveaway Drawing: Ft. Lauderdale, Broward County and Hollywood Florida home buying, real estate listings, and homes for sale in Broward County, FL
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Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Christine Adler P.A., REALTORŪ, real estate agent for Ft. Lauderdale, Broward County and Hollywood Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Adler P.A., Broker Associate
RE/MAX Hometown

2200 South Ocean Lane
Fort Lauderdale, Florida 33316
Phone: 954-785-2900
Cell: 954-655-5700
Email Me At: Info@BrowardDreamHomes.com

Top realtor for Broward County Ft. Lauderdale Hollywood, Florida and surrounding area. Buy and sell luxury homes and luxury condominiums in Broward Ft. Lauderdale Hollywood and southeastern Florida. Home for sale. Real Estate.

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